DOCUMENT
Dictionary of Banking Terms and Phrases
249 definitions by Office of the Comptroller of the Currency

Account agreementAccount HistoryAccount HolderAccrued InterestAcquiring BankAdjustable-Rate MortgagesAdverse ActionAdverse Action NoticeAffidavitAlterationAmortizationAnnual Percentage RateAnnual Percentage YieldAnnuityApplicationAppraisalAuthorizationAutomated Clearing HouseAutomated Teller MachineAutomatically ProtectedAutomatic Bill PaymentAvailability DateAvailability PolicyAvailable BalanceAvailable CreditBalance TransferBank CustodianBank ExaminationBanking DayBankruptBankruptcyBank StatementBeneficiaryBilling CycleBilling DateBilling ErrorBond, U.S. SavingsBusiness DayCanceled CheckCashier's CheckCease and Desist LetterCertificate of DepositCertificate of ReleaseCertified CheckCharge-OffCheckCheck 21 ActChecking AccountCheck TruncationChexSystemsClosed-End CreditClosed-End LoanClosing a Mortgage LoanClosing CostsCollateralCollected FundsCollection AgencyCollection ItemsCollective Investment FundsCo-MakerCommunity Reinvestment ActConsumer Credit Counseling ServiceConsumer Reporting AgencyConventional Fixed Rate MortgageCo-SignerCredit ApplicationCredit BureauCredit Card Account AgreementCredit Card IssuerCredit Disability InsuranceCredit Life InsuranceCredit LimitCredit Repair OrganizationCredit ReportCredit ScoreCut-Off TimeDebitDebit CardDebt CollectorDebt Elimination SchemeDebtorDebt-To-Income RatioDecedentDemand DepositDeposit SlipDerogatory InformationDirect DepositDirect DisputeDisclosuresDraftDraweeDrawee BankDrawerElectronic BankingElectronic Check ConversionElectronic Funds TransferEmbezzlementEncodingEnforcement ActionEqual Credit Opportunity ActError ResolutionEscheatEscrowEscrow AnalysisEscrow FundsEstate AccountException HoldFair and Accurate Credit Transactions Act of 2003Fair Credit Reporting ActFair Debt Collection Practices ActFederal Deposit Insurance CorporationFederal Emergency Management AgencyFederal Reserve SystemFiduciaryFinance ChargeFinancial Regulatory AgencyFirst MortgageFixed Rate LoanFixed Rate MortgageFloatFlood InsuranceFlood PlainForeclosureForeign Transaction FeesForged CheckForgeryFraud AlertFreedom of Information ActFrozen AccountFurnisherGarnishment/GarnishGuaranteed Student LoanGuarantorHoldHome Equity Line of CreditHome Equity LoanInactive AccountIndex-Linked Certificate of DepositIndividual Retirement AccountInsufficient FundsInsurance (Hazard)Insurance (Hazard)Insured DepositsInterestInterest RateInterest Rate IndexKitingLate ChargeLeaseLenderLienLine of CreditLoan ContractLoan FeeLoan Modification ProvisionLoan ProceedsLoan-To-Value RatioLocal CheckManufactured (Mobile) HomeMaturityMediaMinimum BalanceMinimum PaymentMissing PaymentMobile HomeMoney Market Deposit AccountMoney Market FundMortgageMortgage LoanMortgagorMutual FundNational BankNational Bank ExaminerNational Credit Union AdministrationNational Flood Insurance ProgramNegotiable Order of Withdrawal AccountNot Automatically ProtectedOfficial CheckOffset, Right ofOnline BankingOpen-End CreditOperating SubsidiaryOutstanding CheckOverdraftOverdrawOverlimitPassbookPast Due ItemPayday LoansPayeePaying (Payor) BankPayment Due DatePayoffPayoff StatementPeriodic RatePeriodic StatementPersonal Identification NumberPoint of SalePower of AttorneyPreauthorized Electronic Fund TransfersPreauthorized PaymentPreferred Risk PolicyPrepaymentPrepayment ClausePrepayment PenaltyPrevious BalancePrincipal BalancePrincipal, Interest, Taxes, and InsurancePrivate Mortgage InsuranceReal Estate Settlement Procedures ActReconciliationRedliningRefinancingRefundRegular Program CommunityRelease of LienRenewalResidual InterestReturn ItemReverse MortgageRevolving CreditRight of OffsetRight of RescissionSafekeepingSafe (or Safety) Deposit BoxSatisfaction of MortgageService ChargeSignature CardSpecial Flood Hazard AreaStale-Dated CheckState BankState Banking DepartmentStatementStop PaymentStudent LoanSubstitute CheckTermsTime Certificate of DepositTime DepositTrust AccountTrust AdministratorTruth in Lending ActUncollected FundsUniform Commercial CodeUniform Gift to Minors AccountUsuryUsury RatesVariable RateWire Transfer
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Date
2015-02-19
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